This app used to be great. Now, it will not let me link any accounts. So, I can not have an accurate view of anything. At first, I thought it was a connection thing, but I have uninstalled and reinstalled the app. Even tried to link accounts on the website and nothing. It stays stuck on a load screen on the app, and the website says it is linked but then shows nothing. This application has just become annoying & a waste.. The support team never helped me,& this has been like this since March.
Does what I want, but I do wish what I could change the type of budget guide they use (50/30/20) and the bills section which is the most vital part for me is still buggy (not identifying when bills go out, bills not being added to the monthly outlook). It's still in beta, but I do wish it it didn't lose track of automatic bills so much, I can add them manually but the auto function was very convenient)
Free version does everything I need it to! Consolidated all my debit, credit, and saving accounts, keeps track of their expenditures, lets me set up "upcoming bills" to see what's coming, and while I think the UI for categories could be a little better, and could use some custom categories, the categories tab serves its purpose well enough.
Not worth the price (even at free) as you cannot add categories and it doesn't link w some of my accounts and banks. It's the categories thing that's the real deal breaker for me. A CC payment isn't income, a loan payment, internal transfer, or anything else besides a CC payment and I need to be able to label it as such. Probably best to just pay for Quicken.
The fact that I'm so limited in categories is a major problem. Who decided that personal care is a "want"?? I have to list feminine hygiene items as groceries, they're not exactly a luxury! But the worst is signing on today and realizing that even though I've been paid twice this month it doesn't show in my income. Zelle payments are reflected, but not my actual income. Kinda hard to budget when the system thinks I'm spending thousands more than I earn by default!
Vastly different animal on PC vs cell phone, cell phone app is great for a cell phone app, if it worked the same on computer and I'd still be using it... but kinda pointless when I can't even edit accounts on my laptop? awful!! Also no recurring transaction option? And can't add future transactions until the day they happen??? If you could just make it like "my budget book pro" only make it connect to bank accounts a d track real world spending like yours already does... then you'll get 5 stars
Well...I WAS gonna use this app, but after a mere 2 attempts to log into my bank account via Plaid for setting up the account I'm already locked out and it's telling me I have to change my bank username and password to use it again - and I'm not going to do that. I didn't even initiate the 2nd attempt. It reloaded the page of its own accord. One thing can definitely be said: great security.
Something seems way off about the app recently. I've been using it for a few years and it's always been really dependable! Now it's saying my credit score went up 5 points too 700, when it's averaged around 765 after panicking and checking my other financial apps. Feels like it's trying to manipulate me to pulling my credit score by showing me inaccurate info about the quality of my credit factors such as saying my payment history is poor when for years it's been at 100%. So bazaar for this app!
NerdWallet is a great resource for all things financial. Not only does it offer highly informational articles, which makes it worth having alone, but you can very-securely link accounts to it to monitor your finances, spending, and even your credit report! If you care about your finances at all, you should definitely get this app!!! My only complaint is a lack of dark-mode display (as of 5/2024) -- that would be a game changer from an aesthetic viewpoint! Highly recommended!!!
UI is fine, but the data is so half baked it's not remotely helpful. Very poor detection of internal transactions (account to account), not compatible with Fidelity, appears to show fake data as an "example" if it doesn't have your real data. Cue me panicking that my credit score had dropped 100 points! Doesn't keep accounts up to date, overall useless and not in any way a substitute for Mint.
I downloaded the app due to the positive reviews. However, I encountered several issues. The app kept indicating that the last four digits of my social security number were incorrect, which was not the case. I then attempted to link my bank account, following the same steps I have successfully used with Plaid in the past. I received an error message stating that my bank account could not be linked. I received an email/text stating they were. Deleted account will try elsewhere.
Love the app, very user friendly and I use it everyday. The information sometimes isn't populating in Net Worth and, now that upcoming bills is only available on the app, I can't see next month total bills amount anymore. I also wish there were more connections. For example, American Express changed their personal savings and I can no longer connect.
Total garbage app. Only second day using. All recent transactions gone from checking (showing months old instead). All but one transaction gone from first credit card. All transactions gone from second credit card. All of these were present yesterday after initial set up. Help suggests relinking. I JUST SET THESE UP YESTERDAY!!! How often am I going to have to do that? How about removing instead and finding a better app.
It's Ok. I get annoyed with the constant "having trouble reconnecting linked accounts" messages. You can't really use it for a daily 'see all current account status', because it doesn't update on a timely basis. But it's OK for seeing trends over longer periods.
Links to American Express and Mortgage are often broken and I had to manually enter retirement through Empower as it would not connect at all. My other accounts connect and update correctly and the budgeting and tracking functions are a nice alternative once Mint closed. 7/30/2024-customer service was nice and responsive however this app does not work on a galaxy S10+ unless you want to reinstall and sign in every week or so. I'll use Nerd Wallet in browser until I can find another alternative.
Love it so far, but I'd love it more if: 1. I could connect to my partner's account so we could see our total net worth, without having to dump all accounts under my login. 2. Being able to create my own categories for spending, instead of the generic ones - this is why I still use a spreadsheet. Also.. one of my banks is not an option in plaid, yet I noticed it's advertised as a HYSA in the app that I'm suggested to sign up for? Edit: now saying app unavailable please try again later.
I can't say this app is for me. There's small things like my Fidelity account not being able to connect to bigger issues like nothing showing for accounts under the Net Worth tab. I can see my transactions under Cash Flow but I can't get access to my separate accounts. Also my Visa card worked at first for about a month, then I waited a month and it never updated. Which was odd since my transactions were still showing up. I finally relinked it and now it doesn't show the account at all.
Lots of broken features (filtering when clicking through their pre-built graphs just flat out doesn't work) and limited options for reporting. Cluttered and unintuitive UI that seems to have been built by someone with ADHD. Misleading information around credit scores (When is it a bad thing to pay your credit card on time?). But since Mint shut down, I guess it's better than nothing?
Mint was better... This app randomly logs me out, often fails to sync with recent bank information, and often fails to recognize recurrent bills--even after I try to manually correct the problem. There's also no way to indicate tax payments--which makes the app think you went wild on spending whener you make a tax payment.
This is just a worse version of mint. I can't sync my chase mortgage and chase credit card - it's only one or the other. I don't need my credit score, but it's everywhere in the app so they can sell you stuff. All I really want is a hub for my transactions but they hide that in sub menus so they can summarize everything.